Terms And Conditions

Effective Date: 21 – August – 2024

Welcome to Essence Financial Clue! These Terms and Conditions (“Terms”) govern your use of our website located at https://essenceclue.com/ (the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Site.

1. Use of the Site

  • Eligibility: You must be at least 18 years old to use the Site. By using the Site, you represent that you are of legal age and have the authority to enter into these Terms.
  • License: Essence Financial Clue grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for personal, non-commercial purposes, in accordance with these Terms.
  • Prohibited Conduct: You agree not to use the Site for any unlawful purpose or in any way that could harm or impair the Site. This includes, but is not limited to, the following activities:
    • Posting or transmitting any fraudulent, defamatory, obscene, or otherwise unlawful content.
    • Attempting to gain unauthorized access to the Site or other user accounts.
    • Engaging in any activity that disrupts the Site’s functionality or security.

2. Intellectual Property

  • Ownership: All content on the Site, including text, graphics, logos, images, and software, is the property of Essence Financial Clue or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.
  • Restrictions: You may not reproduce, distribute, modify, create derivative works of, publicly display, or perform any content from the Site without the prior written consent of Essence Financial Clue.

3. User Content

  • Responsibility: If you submit or post any content on the Site (such as comments, reviews, or articles), you are solely responsible for the content you submit.
  • Rights: By submitting content to the Site, you grant Essence Financial Clue a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and display such content in connection with the operation of the Site and our business.
  • Prohibited Content: You agree not to submit any content that is illegal, offensive, or infringes on the rights of others.

4. Disclaimer of Warranties

  • General Disclaimer: The Site and all content, products, and services available on the Site are provided “as is” and “as available” without any warranties of any kind, either express or implied.
  • No Financial Advice: The content provided on Essence Financial Clue is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult with a professional before making any financial decisions.

5. Limitation of Liability

  • No Liability: To the fullest extent permitted by law, Essence Financial Clue shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use or inability to use the Site, even if we have been advised of the possibility of such damages.
  • Maximum Liability: In no event shall our total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing the Site.

6. Indemnification

You agree to indemnify, defend, and hold harmless Essence Financial Clue, its affiliates, officers, directors, employees, and agents from and against any and all claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from your use of the Site or any violation of these Terms.

7. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by Essence Financial Clue. We are not responsible for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that Essence Financial Clue shall not be liable for any damages or losses caused by your use of any third-party website.

8. Modifications to the Terms

Essence Financial Clue reserves the right to modify these Terms at any time. Any changes will be effective immediately upon posting the revised Terms on the Site. Your continued use of the Site following the posting of changes constitutes your acceptance of those changes. We encourage you to review these Terms periodically.

9. Termination

Essence Financial Clue may terminate or suspend your access to the Site, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Site will cease immediately.

10. Governing Law

These Terms shall be governed by and construed under the laws of Nigeria, without regard to its conflict of law provisions. Any disputes arising from or relating to these Terms or the use of the Site shall be resolved in the courts located in Nigeria.

11. Contact Us

If you have any questions about these Terms, please contact us at: